Benefits

High unlock value

Unlock up to 60% of your home's value

Flexible payment

Customized payment plan to your financial needs

Easy to qualify

Unlock equity for any purpose & disburse directly to your bank account

How it works

1

Tell us about your home

We’ll let you know what portion of your home we can unlock.

2

Get cash from home equity sold

Receive cash for the unlocked portion and pre-agree on a future buyback price & schedule

3

Stay & gradually buyback

You get to stay in the house while making monthly deposit towards buying it back

4

Buy out anytime

We’ll transfer the property title upon receiving the full pre-agreed price

1

Tell us about your home

We’ll let you know what portion of your home we can unlock.

2

Get cash from home equity sold

Receive cash for the unlocked portion and pre-agree on a future buyback price & schedule

3

Stay & gradually buyback

You get to stay in the house while making monthly deposit towards buying it back

4

Buy out anytime

We’ll transfer the property title upon receiving the full pre-agreed price

Empowered by Homebase

UNLOCK EQUITY

Nha Trang City

Mrs. Phuong's Airbnb hosting journey

“Homebase has assisted me in refinancing my business while allowing me to utilize the home. The disbursement process was efficient, straightforward, and dramatically impacted my life.”

UNLOCK EQUITY

Binh Duong City

Mrs. Oanh's duck-farming journey

“My ability to establish my own duck farm was a significant point in my life as a Vietnamese farmer in Bau Bang, Binh Duong Province. Homebase was efficient, quick and transparent.”

Frequently Asked Questions

Can’t find what you are looking for?
Check out Help Center or Contact Us.

Frequently Asked Questions

What is meant by gross return?

The buyback price is based on a fixed YoY appreciation percentage over initial price - approximately 6%/year assuming an initial 50% deposit. Calculate your exact price here.

Can I choose to exit my investment before the end of the term?

Unfortunately, we currently do not allow for early exit. You may, however, choose a shorter tenure for your investment (e.g. 6 months).

How are my returns generated?

We use the funds obtained from HIO to invest in properties across Vietnam via Homebase's flagship "rent-to-own" products: Buy With Installment and Unlock Equity. From these products, our customers pay us monthly returns that are significantly higher than the guaranteed return we're giving you. We simply make a spread between what we charge them, and what you pay us.

How can I be sure that I would be paid duly?

As all of our contracts with institutional lenders have cross-default covenants (i.e. if Homebase defaults on any debt, including this HIO, it automatically triggers defaults for all institutional lenders), it means that the only way you will not be paid is if Homebase defaults on all debt obligations at once. Given that our shareholders (i.e. owners) include the likes of Vinacapital, Y Combinator, Goodwater etc., each of which are billion-dollar funds, you can rest assured that the principals behind Homebase would exercise upmost fiduciary responsibility.

Can’t find what you are looking for?
Check out Help Center or Contact Us.

Get cash from your home equity today!