Build wealth while making impact

Homebase’s High-yield Investment Opportunity (HIO) offers investors the opportunity to make a positive impact on the homeownership landscape by being one of our capital partners.

Exclusive opportunity to make high returns from the real estate market safely
High returns
11-16%
p.a
Low risk
Real estate secured*
Corporate guarantee
Cross-default covenant

(*) Real estate security is only applicable for investment amount greater than 20B VND / $1M USD / $1M SGD

Build wealth while making impact

Build wealth while making impact

Homebase’s High-yield Investment Opportunity (HIO) offers investors the opportunity to make a positive impact on the homeownership landscape by being one of our capital partners.

Flexibility of investment currencies

Exclusive opportunity to make high returns from the real estate market safely
High returns
11-16% 
p.a
Low risk
Real estate secured*
Corporate guarantee
Cross-default covenant

(*) Real estate security is only applicable for investment amount greater than 20B VND / $1M USD / $1M SGD

Flexibility of investment currencies

Vietnam Dong
Guaranteed Return:
13 - 16% p.a. (gross)
Currency:
Vietnam Dong (VND)
Minimum Intial Investment:
200,000,000 VND
Tenure:
6 - 18 months
Collateral:
Property collateral for investment amount greater than 20B VND
Foreign Currencies
Guaranteed Return:
11 - 16% p.a. (gross)
Currency:
US Dollars (USD)
Singapore Dollar (SGD)
Minimum Intial Investment:
$20,000 USD / $20,000 SGD
Tenure:
6 - 12 months
Collateral:
Property collateral for investment amount greater than $1M USD / $1M SGD

How it works

Apply

Complete this form here.

Consultation

Our Capital Markets team will reach out to you for a non-obligatory, free consultation.

Sign & Transfer Investment

Sign the Investment Agreement and transfer the investment amount.

Receive Returns

We will pay you the return periodically depending on your preferred payment frequency.

Return of Original Investment

At the end of the term, we will send you back the original investment amount.

How it works

Apply

Complete this form here.

Consultation

Our Capital Markets team will reach out to you for a non-obligatory, free consultation.

Sign & Transfer Investment

Sign the Investment Agreement and transfer the investment amount.

Receive Returns

We will pay you the return periodically depending on your preferred payment frequency.

Return of Original Investment

At the end of the term, we will send you back the original investment amount.

Apply

Complete this form here.

Consultation

Our Capital Markets team will reach out to you for a non-obligatory, free consultation.

Sign & Transfer Investment

Sign the Investment Agreement and transfer the investment amount

Receive Returns

We will pay you the return periodically depending on your preferred payment frequency.

Return of Original Investment

At the end of the term, we will send you back the original investment amount.

Our clients

Jeff Fang

Ex-Chief Corporate Officer, Capbridge

“The Homebase team really understands what investors look out for. They are professional, helpful, and diligent in arranging investment opportunities. I have recommended other investors to work with them as well.”

Evan Zhao

Co-founder & CEO, Revela
PhD, Princeton

“I highly recommend working with the Homebase team to put stationary assets to work! They made the entire process extremely easy and were polite and professional the whole time.”

Dang Van Tran

Head, R&D Center, Grab

“I had an amazing experience working with the Homebase team. They were extremely helpful and professional. They know their customers really well and always strive to go above and beyond the expectations.”

We are trusted by institutional investors

About homebase
We make homeownership possible for everyone.

Founded in 2019 & headquartered in Singapore, Homebase was founded to tackle the homeownership crisis across Southeast Asia, starting with Vietnam. We are the first ever startup operating in Vietnam that is backed by Y Combinator, the world’s most successful accelerator, and 50+ other funds & investors. With operations in ~20 cities across Vietnam, we have been named “Top 50 Proptech in the World”, and more recently, “Top 10 Emerging Giants” in Vietnam by HSBC & KMPG.

Frequently Asked Questions (FAQ)

Can’t find what you are looking for?
Check out Help Center or Contact Us.

Our clients

Jeff Fang

Ex-Chief Corporate Officer, Capbridge

“The Homebase team really understands what investors look out for. They are professional, helpful, and diligent in arranging investment opportunities. I have recommended other investors to work with them as well.”

Evan Zhao

Co-founder & CEO, Revela

Co-founder & CEO, Revela

“I highly recommend working with the Homebase team to put stationary assets to work! They made the entire process extremely easy and were polite and professional the whole time.”

Dang Van Tran

Head, R&D Center, Grab

Head, R&D Center, Grab

“I had an amazing experience working with the Homebase team. They were extremely helpful and professional. They know their customers really well and always strive to go above and beyond the expectations.”

We are trusted by
institutional capital providers

About homebase
We make homeownership possible for everyone.

Founded in 2019 & headquartered in Singapore, Homebase was founded to tackle the homeownership crisis across Southeast Asia, starting with Vietnam. We are the first ever startup operating in Vietnam that is backed by Y Combinator, the world’s most successful accelerator, and 50+ other funds & investors.

$25M+
Cumulative
Transaction Value
$7M+
Annualized
Revenue
$50M+
Capital Raised
~20
Cities in Vietnam
More About Us
Frequently Asked Questions (FAQ)

What is meant by gross return?

Gross return means that the amount is before all the applicable taxes.

In the case of Vietnamese tax residents, we are required to withhold 5% on the amount you would receive for your Personal Income Tax (PIT). For example, if your gross return is 10M VND, you would receive 9.5M VND instead.

For non-Vietnamese tax residents, the amount would vary depending on your own tax jurisdiction.

Can I choose to exit my investment before the end of the term?

Unfortunately, we currently do not allow for early exit. You may, however, choose a shorter tenure for your investment (e.g. 6 months).

How are my returns generated?

We use the funds obtained from HIO to invest in properties across Vietnam via Homebase's flagship "rent-to-own" products: Buy With Installment and Unlock Equity. From these products, our customers pay us monthly returns that are significantly higher than the guaranteed return we're giving you. We simply make a spread between what we charge them, and what you pay us.

How can I be sure that I would be paid duly?

As all of our contracts with institutional lenders have cross-default covenants (i.e. if Homebase defaults on any debt, including this HIO, it automatically triggers defaults for all institutional lenders), it means that the only way you will not be paid is if Homebase defaults on all debt obligations at once. Given that our shareholders (i.e. owners) include the likes of Vinacapital, Y Combinator, Goodwater etc., each of which are billion-dollar funds, you can rest assured that the principals behind Homebase would exercise upmost fiduciary responsibility.

Can’t find what you are looking for?
Check out Help Center or Contact Us.