Unlock up to 60% of your home's value
Customized payment plan to your financial needs
Unlock equity for any purpose & disburse directly to your bank account
We’ll let you know what portion of your home we can unlock.
Receive cash for the unlocked portion and pre-agree on a future buyback price & schedule
You get to stay in the house while making monthly deposit towards buying it back
We’ll transfer the property title upon receiving the full pre-agreed price
Fill out this form and we'll get back to you within 48 hours.
Unlock cash from your home’s value in less than 2 weeks
Unlock up to 60% your home's value
Customize payment plan to your financial needs
The buyback price is based on a fixed YoY appreciation percentage over initial price - approximately 6%/year assuming an initial 50% deposit. Calculate your exact price here.
Homebase buys out the property for you initially. You'll save up and deposit to buy back your portion - anytime! Meanwhile, you can move in, rent it out, or renovate the property as you want.
At minimum, deposit just the monthly appreciation. Or, if you want to fully buy out by the end of the contract, deposit both the appreciation and a bit of our portion each month.
As all of our contracts with institutional lenders have cross-default covenants (i.e. if Homebase defaults on any debt, including this HIO, it automatically triggers defaults for all institutional lenders), it means that the only way you will not be paid is if Homebase defaults on all debt obligations at once. Given that our shareholders (i.e. owners) include the likes of Vinacapital, Y Combinator, Goodwater etc., each of which are billion-dollar funds, you can rest assured that the principals behind Homebase would exercise upmost fiduciary responsibility.
Can’t find what you are looking for?
Check out Help Center or Contact Us.
The buyback price is based on a fixed YoY appreciation percentage over initial price - approximately 6%/year assuming an initial 50% deposit. Calculate your exact price here.
Homebase buys out the property for you initially. You'll save up and deposit to buy back your portion - anytime! Meanwhile, you can move in, rent it out, or renovate the property as you want.
At minimum, deposit just the monthly appreciation. Or, if you want to fully buy out by the end of the contract, deposit both the appreciation and a bit of our portion each month.
The buyback price is based on a fixed YoY appreciation percentage over initial price - approximately 6%/year assuming an initial 50% deposit. Calculate your exact price here.
Unfortunately, we currently do not allow for early exit. You may, however, choose a shorter tenure for your investment (e.g. 6 months).
We use the funds obtained from HIO to invest in properties across Vietnam via Homebase's flagship "rent-to-own" products: Buy With Installment and Unlock Equity. From these products, our customers pay us monthly returns that are significantly higher than the guaranteed return we're giving you. We simply make a spread between what we charge them, and what you pay us.
As all of our contracts with institutional lenders have cross-default covenants (i.e. if Homebase defaults on any debt, including this HIO, it automatically triggers defaults for all institutional lenders), it means that the only way you will not be paid is if Homebase defaults on all debt obligations at once. Given that our shareholders (i.e. owners) include the likes of Vinacapital, Y Combinator, Goodwater etc., each of which are billion-dollar funds, you can rest assured that the principals behind Homebase would exercise upmost fiduciary responsibility.
Can’t find what you are looking for?
Check out Help Center or Contact Us.