Benefits

High unlock value

Unlock up to 60% of your home's value

Flexible payment

Customized payment plan to your financial needs

Cash upfront

Unlock equity for any purpose & disburse directly to your bank account

How it works

1

Share about your home

We’ll let you know what portion of your home we can unlock.

2

We’ll buy it from you

We'll buy the unlocked portion and pre-agree on a future buyback price.

3

Equity unlocked

Get cash immediately! Deposit more each month towards the buyback price.

4

Buy out anytime

We'll transfer the title upon receiving pre-agreed price, or fully buy out/sell anytime.

1

Share about your home

We’ll let you know what portion of your home we can unlock.

2

We’ll buy it from you

We'll buy the unlocked portion and pre-agree on a future buyback price.

3

Equity unlocked

Get cash immediately! Deposit more each month towards the buyback price.

4

Buy out anytime

We'll transfer the title upon receiving pre-agreed price, or fully buy out/sell anytime.

Apply now

Fill out this form and we'll get back to you within 48 hours.

Unlock your home's value in 2 weeks

Money

Unlock up to 60% your home's value

Customize payment plan to your financial needs

Basic Information

1/5

First, we need some basic information about you.

Your Plan

2/5

Tell us about your financing plan.

Property Information

3/5

Your Financial Information

4/5

We’ll use this information to calculate how much we can unlock. Please include all types of income for a more accurate result.

Your approximate current savings and total liquid assets (bank deposits, cash, stocks, bonds, etc.)
Final Submission

5/5

The final steps from unlocking equity from your home...

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Empowered by Homebase

UNLOCK EQUITY

Nha Trang City

Mrs. Phuong's Airbnb hosting journey

“Homebase has assisted me in refinancing my business while allowing me to utilize the home. The disbursement process was efficient, straightforward, and dramatically impacted my life.”

UNLOCK EQUITY

Binh Duong City

Mrs. Oanh's duck-farming journey

“My ability to establish my own duck farm was a significant point in my life as a Vietnamese farmer in Bau Bang, Binh Duong Province. Homebase was efficient, quick and transparent.”

Frequently Asked Questions

Can’t find what you are looking for?
Check out Help Center or Contact Us.

Frequently Asked Questions

What is meant by gross return?

The buyback price is based on a fixed YoY appreciation percentage over initial price - approximately 6%/year assuming an initial 50% deposit. Calculate your exact price here.

Can I choose to exit my investment before the end of the term?

Unfortunately, we currently do not allow for early exit. You may, however, choose a shorter tenure for your investment (e.g. 6 months).

How are my returns generated?

We use the funds obtained from HIO to invest in properties across Vietnam via Homebase's flagship "rent-to-own" products: Buy With Installment and Unlock Equity. From these products, our customers pay us monthly returns that are significantly higher than the guaranteed return we're giving you. We simply make a spread between what we charge them, and what you pay us.

How can I be sure that I would be paid duly?

As all of our contracts with institutional lenders have cross-default covenants (i.e. if Homebase defaults on any debt, including this HIO, it automatically triggers defaults for all institutional lenders), it means that the only way you will not be paid is if Homebase defaults on all debt obligations at once. Given that our shareholders (i.e. owners) include the likes of Vinacapital, Y Combinator, Goodwater etc., each of which are billion-dollar funds, you can rest assured that the principals behind Homebase would exercise upmost fiduciary responsibility.

Can’t find what you are looking for?
Check out Help Center or Contact Us.

Refinance your home start here!