Benefits

Easy to qualify

Initially deposit at least 30% of property value

Quick process

Fill out a 5-min form to start and close within 48 hours

Flexible terms

Fully buy out, sell or walk away anytime

All types of property

Apartments, condotels, officetels, villas, land, etc

Money

Flexible payments

Customized payment plan to your financial needs

All nationalities or income

Our homeownership services are accessible by everyone

How it works

1

Find
a home

Pick any property in the market, or we can recommend an agent to help.

2

We'll buy
it first

We'll buy the home at the current market price. Move in, renovate, or rent it out today.

3

Agree on buyback

Pre-agree a future buyback price from us and deposit towards it monthly - no rent or interest!

4

Buy out anytime

We'll transfer the title upon receiving pre-agreed price, or fully buy out/sell anytime.

1

Find a home

Pick any property in the market, or we can recommend an agent to help.

2

We'll buy it first

We'll buy the home at the current market price. Move in, renovate, or rent it out today.

3

Agree on buyback

Pre-agree a future buyback price from us and deposit towards it monthly - no rent or interest!

4

Buy out anytime

We'll transfer the title upon receiving pre-agreed price, or fully buy out/sell anytime.

Apply now

Fill out this form and we'll get back to you within 48 hours.

Own your dream home in 2 weeks

Money

Support up to 70% of your dream home value

Customize payment plan to your financial needs

Basic Information

1/5

First, we need some basic information about you.

Property Information

2/5

Tell us about your dream property.

Property Information

3/5

Your Financial Information

4/5

We’ll use this information to calculate how much we can unlock. Please include all types of income for a more accurate result.

Your approximate current savings and total liquid assets (bank deposits, cash, stocks, bonds, etc.)
Final Submission

5/5

The final steps from unlocking equity from your home...

Thank you! We have received your submission!
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Empowered by Homebase

buy with installment

Ho Chi Minh City

Mr. Jonee’s journey to own a house

“Homebase systematically made it feasible for our family. The process was accessible; flexible and only took three months for us to find a place to call home.”

Frequently Asked Questions

Can’t find what you are looking for?
Check out Help Center or Contact Us.

Frequently Asked Questions

What is meant by gross return?

The buyback price is based on a fixed YoY appreciation percentage over initial price - approximately 6%/year assuming an initial 50% deposit. Calculate your exact price here.

Can I choose to exit my investment before the end of the term?

Unfortunately, we currently do not allow for early exit. You may, however, choose a shorter tenure for your investment (e.g. 6 months).

How are my returns generated?

We use the funds obtained from HIO to invest in properties across Vietnam via Homebase's flagship "rent-to-own" products: Buy With Installment and Unlock Equity. From these products, our customers pay us monthly returns that are significantly higher than the guaranteed return we're giving you. We simply make a spread between what we charge them, and what you pay us.

How can I be sure that I would be paid duly?

As all of our contracts with institutional lenders have cross-default covenants (i.e. if Homebase defaults on any debt, including this HIO, it automatically triggers defaults for all institutional lenders), it means that the only way you will not be paid is if Homebase defaults on all debt obligations at once. Given that our shareholders (i.e. owners) include the likes of Vinacapital, Y Combinator, Goodwater etc., each of which are billion-dollar funds, you can rest assured that the principals behind Homebase would exercise upmost fiduciary responsibility.

Can’t find what you are looking for?
Check out Help Center or Contact Us.

Own your dream home today!