High-yield Impact Investment Opportunity
Homebase’s High-yield Impact Investment Opportunity (HIIO) offers accredited investors* the opportunity to make a positive impact on the homeownership landscape by being one of our capital partners.
For more detailed information, download our brochure.
p.a
months
Real estate secured**
Real estate properties as collateral, shielding your investment from possible losses while maximizing capital recovery and gains even on rainy days.
Corporate guarantees
Apply to all investments into HIIO:
Our parent company will take over our obligations and return you the investment on our behalf should payments be 90 days overdue.
Cross-default convenant
You will be enjoying the same level of security as the leading institutional investors who have done meticulous due diligence on us.
(*) Exclusively for accredited investors
(**) Real estate security is only applicable for investment amount greater than 10B VND / $500K USD / $500K SGD
Guaranteed Return (gross* p.a.)
16% (12 - 18 months)
13% (6 - <12 months)
11% (12 months)
8% (6 - <12 months)
Currency
Vietnam Dong (VND)
US Dollar (USD)
Singapore Dollar (SGD)
Min. Investment Amount
200,000,000 VND
$20,000 USD
$20,000 SGD
Tenure
6 - 18 months
6 - 12 months
Property Collateral
Amount greater than 10B VND
Amount greater than $500K USD/ $500K SGD
(*) Gross return means that the amount is before all the applicable taxes.
In the case of Vietnamese tax residents, we are required to withhold 5% on the amount you would receive for your Personal Income Tax (PIT). For example, if your gross return is 10M VND, you would receive 9.5M VND instead.
For non-Vietnamese tax residents, the amount would vary depending on your own tax jurisdiction.
Guaranteed Return:
Currency:
Vietnam Dong (VND)
Min. Investment Amount:
200,000,000 VND
Tenure:
6 - 18 months
Property Collateral:
Amount greater than 20B VND
Guaranteed Return:
Currency:
US Dollars (USD)
Singapore Dollar (SGD)
Min. Investment Amount:
$20,000 USD
$20,000 SGD
Tenure:
6 - 12 months
Property Collateral:
Property collateral if amount > $1M USD/ $1M SGD
Complete this form here, then our Capital Markets team will reach out to you for a non-obligatory and free consultation.
Sign the Investment Agreement and transfer the investment amount.
We will pay you the return periodically depending on your preferred payment frequency.
At the end of the term, we will send you back the original investment amount.
Jeff Fang
Ex-Chief Corporate Officer, Capbridge
“The Homebase team really understands what investors look out for. They are professional, helpful, and diligent in arranging investment opportunities. I have recommended other investors to work with them as well.”
Evan Zhao
Co-founder & CEO, Revela
PhD, Princeton
“I highly recommend working with the Homebase team to put stationary assets to work! They made the entire process extremely easy and were polite and professional the whole time.”
Dang Van Tran
Head, R&D Center, Grab
“I had an amazing experience working with the Homebase team. They were extremely helpful and professional. They know their customers really well and always strive to go above and beyond the expectations.”
Y Combinator
KPMG & HSBC (2022)
Plug and Play (2020)
Wealth & Finance
International (2022)
Gross return means that the amount is before all the applicable taxes.
In the case of Vietnamese tax residents, we are required to withhold 5% on the amount you would receive for your Personal Income Tax (PIT). For example, if your gross return is 10M VND, you would receive 9.5M VND instead.
For non-Vietnamese tax residents, the amount would vary depending on your own tax jurisdiction.
Unfortunately, we currently do not allow for early exit. You may, however, choose a shorter tenure for your investment (e.g. 6 months).
We use the funds obtained from HIO to invest in properties across Vietnam via Homebase's flagship "rent-to-own" products: Buy With Installment and Unlock Equity. From these products, our customers pay us monthly returns that are significantly higher than the guaranteed return we're giving you. We simply make a spread between what we charge them, and what you pay us.
As all of our contracts with institutional lenders have cross-default covenants (i.e. if Homebase defaults on any debt, including this HIO, it automatically triggers defaults for all institutional lenders), it means that the only way you will not be paid is if Homebase defaults on all debt obligations at once. Given that our shareholders (i.e. owners) include the likes of VinaCapital Ventures, Y Combinator, Goodwater etc., each of which are billion-dollar funds, you can rest assured that the principals behind Homebase would exercise upmost fiduciary responsibility.
We recommend that investors should carefully read all the information regarding terms, conditions and requirements in the investment contract provided by Homebase before making any investment decision. The investor acknowledges that he/she is making all decisions with full knowledge with regards to joining this "High-yield Impact Investment Opportunity".
This presentation provides general background information about the Company’s activities as of the date of this presentation, December 7, 2022. The information in this presentation is provided in summary form only and does not contain all the information that is or may be material to investors or potential investors. It should not be considered as providing advice or recommendation to investors or potential investors in respect of the lending or investing, and does not take into account any investor’s particular objectives, financial situation or needs. The contents of this presentation should not be considered to be legal, tax, investment or other advice, and any investor or prospective investor considering the transaction with the Company should consult with its own counsel and advisers as to all legal, tax, regulatory, financial and related matters.
This presentation and its contents are confidential and proprietary to the Company, and no part of it or its subject matter may be reproduced, redistributed, passed on, or the contents otherwise divulged, directly or indirectly, to any other person (excluding the relevant person’s professional advisers) or published in whole or in part for any purpose without the prior written consent of the Company.
In addition, a viewer confirms that he/she (or the entity for which he/she is acting as agent) meets the definition of a “Professional Investor”, being as follows:
a) Commercial banks, foreign branch banks (FBB), finance companies, insurers, securities companies, fund management companies, securities investment funds, international financial institutions, off-budget financial funds, state-owned financial institutions permitted to buy securities as prescribed by relevant laws;
b) Any company whose contributed charter capital exceeds 100 billion VND; every listed or registered organization;
c) Holders of securities professional certifications;
d) Any individual holding a quantity of listed or registered securities that is worth at least 2 billion VND as confirmed by the securities company; OR
e) Any individual whose taxable income in the latest year is at least 1 billion according to his/her submitted tax return or tax deduction documents of his/her income payment. In addition, the viewer acknowledges that he/she is aware of the risks involved in investing in the “High-yield Impact Investing Opportunity”, as well as the potential to lose up to all sums invested.
Gross return means that the amount is before all the applicable taxes.
In the case of Vietnamese tax residents, we are required to withhold 5% on the amount you would receive for your Personal Income Tax (PIT). For example, if your gross return is 10M VND, you would receive 9.5M VND instead.
For non-Vietnamese tax residents, the amount would vary depending on your own tax jurisdiction.
Unfortunately, we currently do not allow for early exit. You may, however, choose a shorter tenure for your investment (e.g. 6 months).
We use the funds obtained from HIO to invest in properties across Vietnam via Homebase's flagship "rent-to-own" products: Buy With Installment and Unlock Equity. From these products, our customers pay us monthly returns that are significantly higher than the guaranteed return we're giving you. We simply make a spread between what we charge them, and what you pay us.
As all of our contracts with institutional lenders have cross-default covenants (i.e. if Homebase defaults on any debt, including this HIO, it automatically triggers defaults for all institutional lenders), it means that the only way you will not be paid is if Homebase defaults on all debt obligations at once. Given that our shareholders (i.e. owners) include the likes of Vinacapital, Y Combinator, Goodwater etc., each of which are billion-dollar funds, you can rest assured that the principals behind Homebase would exercise upmost fiduciary responsibility.
Can’t find what you are looking for? Check out Help Center or Contact Us.
Gross return means that the amount is before all the applicable taxes.
In the case of Vietnamese tax residents, we are required to withhold 5% on the amount you would receive for your Personal Income Tax (PIT). For example, if your gross return is 10M VND, you would receive 9.5M VND instead.
For non-Vietnamese tax residents, the amount would vary depending on your own tax jurisdiction.
Unfortunately, we currently do not allow for early exit. You may, however, choose a shorter tenure for your investment (e.g. 6 months).
We use the funds obtained from HIO to invest in properties across Vietnam via Homebase's flagship "rent-to-own" products: Buy With Installment and Unlock Equity. From these products, our customers pay us monthly returns that are significantly higher than the guaranteed return we're giving you. We simply make a spread between what we charge them, and what you pay us.
As all of our contracts with institutional lenders have cross-default covenants (i.e. if Homebase defaults on any debt, including this HIO, it automatically triggers defaults for all institutional lenders), it means that the only way you will not be paid is if Homebase defaults on all debt obligations at once. Given that our shareholders (i.e. owners) include the likes of Vinacapital, Y Combinator, Goodwater etc., each of which are billion-dollar funds, you can rest assured that the principals behind Homebase would exercise upmost fiduciary responsibility.
We recommend that investors should carefully read all the information regarding terms, conditions and requirements in the investment contract provided by Homebase before making any investment decision. The investor acknowledges that he/she is making all decisions with full knowledge with regards to joining this "High-yield Impact Investment Opportunity".
This presentation provides general background information about the Company’s activities as of the date of this presentation, December 7, 2022. The information in this presentation is provided in summary form only and does not contain all the information that is or may be material to investors or potential investors. It should not be considered as providing advice or recommendation to investors or potential investors in respect of the lending or investing, and does not take into account any investor’s particular objectives, financial situation or needs. The contents of this presentation should not be considered to be legal, tax, investment or other advice, and any investor or prospective investor considering the transaction with the Company should consult with its own counsel and advisers as to all legal, tax, regulatory, financial and related matters.
This presentation and its contents are confidential and proprietary to the Company, and no part of it or its subject matter may be reproduced, redistributed, passed on, or the contents otherwise divulged, directly or indirectly, to any other person (excluding the relevant person’s professional advisers) or published in whole or in part for any purpose without the prior written consent of the Company.
In addition, a viewer confirms that he/she (or the entity for which he/she is acting as agent) meets the definition of a “Professional Investor”, being as follows:
a) Commercial banks, foreign branch banks (FBB), finance companies, insurers, securities companies, fund management companies, securities investment funds, international financial institutions, off-budget financial funds, state-owned financial institutions permitted to buy securities as prescribed by relevant laws;
b) Any company whose contributed charter capital exceeds 100 billion VND; every listed or registered organization;
c) Holders of securities professional certifications;
d) Any individual holding a quantity of listed or registered securities that is worth at least 2 billion VND as confirmed by the securities company; OR
e) Any individual whose taxable income in the latest year is at least 1 billion according to his/her submitted tax return or tax deduction documents of his/her income payment. In addition, the viewer acknowledges that he/she is aware of the risks involved in investing in the “High-yield Impact Investing Opportunity”, as well as the potential to lose up to all sums invested.
Can’t find what you are looking for?
Check out Help Center or Contact Us.
Fill out this form and we will respond within 48 hours.
Homeownership is one of life’s most significant milestones. Homes are where families are raised, and wealth accumulated. Yet, with sky-rocketing home prices and limited financing options, this epochal milestone is fast becoming unattainable and one of the greatest socio-economic crisis of our generation.
At Homebase, we provide home-financing solutions that are faster and more flexible so as to make homeownership accessible to everyone.