How is my principal protected? What happens if property prices drop?

Your investment is used to buy a basket of properties via Homebase's flagship rent-to-own programs: Buy With Installment and Unlock Equity. In these programs, our rent-to-own customers also put up some initial amounts of deposit, typically around 35% of the property value. This initial deposits serve as first-loss capital (i.e. if the property prices drop or something adverse happens, these amounts of money will take the hit first before your investment suffers any loss).

Also, because your investment is used to buy a basket of properties rather than a single property, there is no concentration risk; therefore, your risk is diversified. In any event, there is always a pool of properties that are underlying your investment; hence your principal is protected.

If you have any more queries, feel free to contact us by email at:
or by phone/WhatsApp/Zalo at: (+84) 964 245 404.